Principles that guide our firm and client accolades

RMS Financial Services

About Us

Richard (Rick) Samara, Managing Partner

Mission Statement
To service our clients based on three fundamental principals:
To understand the client's need and find the best and most cost effective solution to help fill it.
To present accurately and honestly all facts essential to the client's decision.
To conduct business in such a way that it will help raise the professional standards of those in the financial services profession.

We believe in the KISS (Keep it Simple = Success) Principle when it comes to retirement planning.

There are three distinct phases to successful planning. They are the Accumulation Phase, the Protection Phase, and the Distribution Phase. We analyze your current situation, your needs, and your goals and place you into the proper phase. We take our time with our recommendations. If we don't get it right, we don't want to do it!

If you wish to learn a bit more about our approach to retirement planning and some possible alternatives that might assist you; we invite you to subscribe to our RetireWise e-Newletter, ProMoney Reports, and timely financial updates designed to keep you informed of current trends. Just complete the form below with your preferred e-mail address.

Client Accolades:

"We cannot begin to tell you how much we appreciate what you've done for us.

All we knew was we didn't think we were doing the right thing with our investments. You really cared about our situation, and now we can lay our heads on our pillows every night knowing we aren't going to lose money."
Joseph Richards

"We've been together for many years, and your timely advice and knowledge of our financial goals have given us the confidence that we will retire one day having achieved financial security."
S. Romano

"Your explanation of our Survivor Benefit options and alternative was just outstanding. We didn't want to pay all that money out of Tom's retirement check, and using life insurance as an alternative benefit for myself, helps ensure our kids some financial support if I should go before Max. Thanks an awful lot. Keep up the great work."

Rita and Max DeFellipo

"We just didn't know how complicated and different all these long term care plans can be. You showed us how the Federal Plan worked with it's benefits, limitations, and costs. And, you compared them to some great options available with the various companies you represent. We know we made the right decision. That's because we understood everything after we met, a think it was five times."

Marvin and Deborah Williams